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Default Fund

This is the Theme page. Here, you can find a general overview of the fund, as well as track its performance over a given time period.

From here you can also add the fund to your portfolio and invest in it.

The fund prospectus is available upon request by contacting support@quilterinvest.com

Scroll down to find the specific details relating to the fund if you’d like to find out more!

Please note; Share prices are updated at 9.30am daily based on previous day close of market.

What do the Chillies mean?

The synthetic risk and reward indicator (SRRI) is used to classify investment funds into varying risk levels - to show how high or how low risk they are. In the app, these risk levels are represented by chillies! The more chillies, the higher the risk. But remember - with higher risk comes the potential of higher gains, as well as the potential of higher losses.

What is the Default Fund?
 
This is one of five Cirilium passive funds available for your pension.
Each fund is a ready‑made portfolio that invests across a diversified mix of assets and is managed to a defined level of risk. You don’t select individual shares or build your own portfolio, instead you choose the fund that best matches how much investment risk you’re comfortable with.
 
This particular fund is designed to suit a broad range of customers and is often referred to as the Default Fund.

Why is it shown as the Default Fund?
We highlight this fund to help customers who want a simple, balanced investment option when choosing between the available Cirilium funds.
It’s designed to provide a straightforward starting point for long‑term pension investing, without needing to compare or combine multiple investments.

Important to know
  • This fund is not selected for you automatically
  • Your pension will never be invested unless you actively choose a fund
  • Any uninvested money in your pension will remain as cash
  • You can choose any one of the five Cirilium funds, and change your choice at any time
  • This information is not personal advice or a recommendation, and we don't take your individual circumstances into account when showing this fund.
You stay fully in control of how and when your pension is invested.
 
Your capital is at risk. The value of your investments can go down as well as up, and you could get back less than what you invest.