On this page

Fund list

These are Quilter Invest’s thematic funds for you to invest in. We’ve handpicked specific Themes we think you will love. Tap on a Theme to find details related to the individual funds and their performance over time.

What is a Theme? 

We group our funds into Themes. You can think of a fund as a basket of assets. When you invest in a fund, you invest in a fraction of many different companies and/or assets and can diversify your portfolio. Funds are generally perceived as less risky than for example, individual stocks or shares. 

What do the chillies mean? 

For the Themes we have on the platform, the “synthetic risk and reward indicator” (SRRI) is used to classify investments into varying risk levels. Basically, the greater number of chillies means the higher the risk associated with the investment, which can mean higher returns but also higher losses. 

What is the Default Fund?
 
This is one of five Cirilium passive funds available for your pension.
Each fund is a ready‑made portfolio that invests across a diversified mix of assets and is managed to a defined level of risk. You don’t select individual shares or build your own portfolio, instead you choose the fund that best matches how much investment risk you’re comfortable with.
 
This particular fund is designed to suit a broad range of customers and is often referred to as the Default Fund.

Why is it shown as the Default Fund?
We highlight this fund to help customers who want a simple, balanced investment option when choosing between the available Cirilium funds.
It’s designed to provide a straightforward starting point for long‑term pension investing, without needing to compare or combine multiple investments.

Important to know
  • This fund is not selected for you automatically
  • Your pension will never be invested unless you actively choose a fund
  • Any uninvested money in your pension will remain as cash
  • You can choose any one of the five Cirilium funds, and change your choice at any time
  • This information is not personal advice or a recommendation, and we don't take your individual circumstances into account when showing this fund.
You stay fully in control of how and when your pension is invested.
 
Your capital is at risk. The value of your investments can go down as well as up, and you could get back less than what you invest.