What is the default fund?
The default fund is one of five Cirilium passive funds available for your pension and is used for illustration purposes to help show how a typical investment might perform over time.
We highlight this fund to help customers who want a simple, balanced investment option when choosing between the available Cirilium funds. It’s designed to provide a straightforward starting point for long-term pension investing, without needing to compare or combine multiple investments.
The default fund shown in your pension illustration is MyGoal - Moderate.
Important things to know:
- The default fund does not automatically invest your money
- You are not placed into this fund unless you actively choose it
- It does not affect your contributions, deposits or account in any way
- You remain fully in control of all investment decisions
- The default fund is simply a reference point to help you understand potential future outcomes and compare investment choices.
- This information is not personal advice or a recommendation, and we don’t take your individual circumstances into account when showing this fund.
You do not have to use the default fund - it is not a recommendation, and your money is not automatically invested.
Remember, when you invest your capital is at risk. The value of your investments can go down as well as up, and you could get back less than what you invest.